The process of applying for a mortgage loan can be a stressful. The first thing a borrower should do before going to their bank is acquire a copy of their credit report and check it for errors. If there is any incorrect information, it needs to be disputed as outstanding issues can cause a mortgage application to be rejected or lead lenders to charge a higher rate of interest.
The borrower should know what type of home is desired, how much they qualify for and what their budget affords. Those constraints can determine the mortgage type and term.
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From FHA to Conventional, we are there with you every step of the way and you are never alone on this exciting journey. Any questions go ahead and give us a call to have a FREE consultation.